The Skills and Models of a Happy Retirement
[Portions reprinted from the state journal of the Pennsylvania Music Educators Association, PMEA News, Spring 2019 issue – All rights reserved.]

Is It TIME to Retire?
This is a personal question that no one but YOU can answer… not even your PMEA Retired Member Coordinator! By the time you read this article in the Spring edition of PMEA News, this choice may be uppermost in your mind, especially if you are within a couple years of that so-called “retirement age.” Most school districts require advance notification of an employee’s plan to retire in order to retain full benefits and exit bonuses, and to allow planning for the job replacement search and screening process. (Check your teacher’s contract!)
In music educator conference sessions, director meetings at festivals, and printed in PMEA News and the online e-publication Retired Member Network eNEWS, much has
been discussed about the “what,” “how,” and most recently, “where” of retirement, even issues of “privacy” regarding your decision. For a review of these areas and a bibliography of resources, please visit:
- The How-To-Retire-Guide (video) at https://www.youtube.com/watch?v=LluJ_0ctC4o.
- Past editions of our state journal at https://www.pmea.net/resources/pmea-news/,
- The Ultimate Retiree Resource Guide and
- Retired Member Network eNEWS archives: https://www.pmea.net/retired-members/.
The “why” of retirement is also relevant. There may be a lot of influences for someone to consider leaving their full-time career:
- Boredom or lack of stimulation in the current job
- Changing employment status or responsibilities
- Health problems (yours or other members of your family)
- Spouse retiring
- Your or family member’s desire to relocate
- Needs for caregiving (grandchildren, parents, or elderly family members)
- Travel opportunities
- Acceptance of a new position or the start or expansion of an “encore career” (higher education, music industry, travel/tour planning, or another field)
Other involuntary or more negative motivations may “encourage” you to resign your position:
- Music and/or staff are eliminated from the curriculum or building in which you teach.
- You are experiencing a decline in music program enrollment or participation.
- You feel unappreciated, unsupported, devalued, or ignored as a professional.
- You conclude you must retire early to avoid losing existing contractual benefits.

However, the most important reflection on WHEN to retire should begin with the question, “Are you ready for retirement?” and…
Do You Have What It Takes for a Happy Retirement?
A successful retirement is not “all about the money.” Certainly, you are well-advised to make an appointment with an estate planner, elder attorney, and/or financial advisor (probably all three). Bring a copy of your bank and investment statements, annual reports on your pension, social security, annuities, and insurance documents. Make sure you have the “big picture” of your net worth and accomplish the following (https://www.fisherinvestments.com/en-us):
- Determine your goals, objectives and time horizon;
- Make key distinctions between income and cash flow;
- Develop a basic plan to help achieve your retirement goals.
However, probably even more important, experts say there are many other requirements that foster preparedness to enjoying your post-full-time employment years. For example, proposed by the editorial team of the NewRetirement website, there are eight essential keys to a potential retiree’s “happy transition.” (Read the entire article for a greater perspective at https://www.newretirement.com/retirement/8-skills-you-need-for-best-retirement/.)
- A Knack for Dealing with Uncertainty
- Resilience: Can You Overcome Adversity?
- Capability to Maintain a Set of Friends
- Cash Flow Mastery
- Ability to Set Your Own Schedule and Stay Motivated
- Can You Relax?
- Capacity to Have a Purpose and Follow Passions
- Do You Know How to Manage an Overall Retirement Plan?

These concepts are supported by the book Happy Retirement: The Psychology of Reinvention by Kenneth S. Shultz (DK Publishing, 2015) which focuses on the question, “Are you psychologically prepared to retire?”
- How important is your job when it comes to getting a sense of life satisfaction?
- How many non-work activities do you have that give you a sense of purpose?
- How do you imagine your life to be once you stop working?
- How do you think retirement will affect your relationship with family and friends?
- How much energy for work do you have these days?
Being “psyched” for the “big day” also involves learning personal coping skills, modeling these characteristics of good mental health (from the book The Psychology of Retirement: Coping with the Transition from Work by Derek Milne, 2013):
- Being able to use your talents and energy productively
- Enjoying challenges and gaining pleasure from accomplishing tasks
- Being capable of sustaining a meaningful love relationship
- Finding meaning in belonging and contributing to your community
- Being responsive, sensitive, and empathic to other people’s needs and feelings
- Appreciating and responding to humor
- Coming to terms with painful experiences from the past
- Being comfortable and at ease in social situations;
- Being energetic and outgoing
- Being conscientious and responsible.

Should I or Shouldn’t I Go Now?
No, this won’t be an easy decision… but, you knew that, right? There seems to be a plethora of free advice “out there” to help (?) you deliberate. (Well, you get what you pay for!) A few samples from the Internet:
7 Signs It Is Time (http://www.plannersearch.org/financial-planning/7-signs-its-time-to-retire)
- Your bank accounts
- Your bucket lists
- Your health
- The markets
- Health care benefits
- Social Security benefits
- Your spouse
10 Signs It Is Not Time (https://www.investopedia.com/articles/personal-finance/021716/10-signs-you-are-not-ok-retire.asp)
- Struggling to pay bills
- You have lots of debt
- Have major expenses
- Don’t know your SS benefits?
- Need monthly financial plan
- Need long term financial plan
- What about the effects of inflation?
- Need to re-balance portfolio
- Retirement worries you
- You love your job

Happy retirement = busy retirement. We keep going back to what PMEA MIOSM Chair Chuck Neidhardt said about venturing into retirement – also the perfect bumper-sticker: “Have a plan!” In almost every case study, retiring music teachers must “move on” to an equally engaging and active life style, finding new purpose and meaning in their “senior years!” Considering that many professionals are “addicted to achievement” and the sudden cessation from work may cause some emotional turmoil (Sydney Lagier in US News and World Report, July 20, 2010), we should study examples of those who have happily “Crossed the Rubicon” ahead of us into “retirement bliss.”
Leaving your school employment does not mean you won’t continue doing what you have always enjoyed… personal music (or dance or drama) making, performing in or conducting an ensemble, composing, accompanying, etc. The PMEA Retiree Resource Registry – the proverbial “directory of past leaders in PA music programs” – lists many retired members who continue to offer their talents and experience to help others in the profession. This is a good place to start for asking “advice from the experts” on just about any topic… perhaps even tips on deciding WHEN to retire: https://www.pmea.net/retired-members/.
How about a couple more “models and mentors” who made this “change of life” adjustment and explored new directions towards self-reinvention in retirement?

Ben Franklin, Founding Father
“Having worked as a successful shopkeeper with a keen eye for investments, Franklin had earned his leisure, but rather than cultivate the fine art of indolence, ‘retirement,’ he said, was ‘time for doing something useful.’ Hence, the many activities of Franklin’s retirement were: scientist, statesman, and sage, as well as one-man civic society for the city of Philadelphia. His post-employment accomplishments earned him the sobriquet of ‘The First American’ in his own lifetime, and yet, for succeeding generations, the endeavor that was considered his most ‘useful’ was the working life he left behind when he embarked on a life of leisure….”
2000 – “The Year of Retirement?” for two musical superstars
Barbra Streisand, singer, songwriter, actress, and filmmaker
Garth Brooks, country-music singer and songwriter
“In 2000, Barbra Streisand performed four farewell concerts to mark her retirement from performing live. At the time, she was 58 years old and wanted to focus more on acting, directing and recording albums, reported ABC News.”
“Her retirement ended in 2016 when she returned to the stage for her The Music… The Mem’ries… The Magic! tour, which grossed $53 million over 16 performances, according to Billboard.”
“Garth Brooks shocked fans in October 2000 when he announced his plan to retire to Oklahoma until the youngest of his three daughters graduated from high school, reported Billboard. The country music superstar was 42 years old when he began his early retirement.”
“During his semi-retirement, he did a few sold-out stints at arenas and a 186-show Las Vegas residency with wife Trisha Yearwood, according to Billboard, but he largely stayed out of the spotlight. Brooks returned to touring in September 2014 and continued until December 2017, performing a total of 390 shows, reported Billboard. Forbes cited his 2017 earnings as $60 million. Together, Brooks and Yearwood are one of the richest celebrity couples.”
https://www.gobankingrates.com/net-worth/celebrities/celebrities-who-came-out-of-retirement/

“If money can buy you happiness,” supposedly these ten athletes were financially more successful after retirement, as opposed to the total earnings they generated during their original sports careers:
- Muhammad Ali
- Jim Brown
- Oscar De La Hoya
- Lenny Dykstra
- George Foreman
- Dwayne Johnson (“The Rock”)
- Magic Johnson
- Michael Jordan
- Nolan Ryan
- Dave Whelan
https://www.complex.com/sports/2012/01/10-athletes-who-made-more-money-after-retiring/
Agatha Christie, British writer
Finally, to answer the question, “What would Agatha Christie do in retirement?” best-selling author Ernie Zelinski quoted in his The Retirement Cafe website the following list of activities proposed to be “her favorite things” from the publication Agatha Christie: An Autobiography (Dodd, Mead & Co., 1977).
- Sunshine
- Apples
- Almost any kind of music
- Railway trains
- Numerical puzzles and anything to do with numbers
- Going to the sea
- Bathing and swimming
- Silence
- Sleeping
- Dreaming
- Eating
- The smell of coffee
- Lilies of the valley
- Most dogs
- Going to the theatre
Ernie concluded, “This list of activities and things that Christie loved may trigger some of the stuff that turns you on and which you can use for an active retirement. This will go a long way towards conquering retirement boredom.”
http://www.retirement-cafe.com/Fun-Things-to-Do-When-You-Retire.html

Is the time ripe for you to retire? Again, only YOU can answer that!
When it becomes the right moment for you to make that “big plunge” to “living your dreams…” KUDOS and BEST WISHES on your rebirth as you explore your own pursuit of retirement self-reinvention and post-employment “freedom!”
PKF
© 2019 Paul K. Fox
Photo credits in order from Pixabay.com: “old” by dietcheese, “man” by geralt, “elderly lady” by mabelamber, “senior” by ritae, “woman” by silviarita, “old couple” by monicavolpin, “ben-franklin” by ericdunham, “Fisherman” by paulbr75, “grandma” by fujidreams, and “wooden-train-toys-train-first-class” by Couleur.



can about “your champion!” Find out his/her goals, needs, and “pet-peeves,” and while you’ll at it, get off on the right foot with relations with all of your school supervisors.
Williams shared the purpose of his case study: “to gain an understanding of school administrators’ thoughts on their school’s music program in regards to music’s role and value.” He documented the comments of five principals in their advocacy of the arts.
Also, you should check out an even more recent NAfME blog,
Learn what makes them tick! Is your principal a site-based manager? Is he/she a stickler for “chain of command.” I had an administrator who would go bonkers if he thought you back-copied a memo to the superintendent or called a central office manager first. Be sure you conform to the management style of your chief. This is a way of showing him/her respect and cooperation, which in all likelihood, will be returned to you in spades.
looking for volunteers to help fulfill the overarching goals of the district. This might mean signing up for the strategic planning committee, Middle States accreditation evaluation team, school renovation planning meetings with the architect, etc.
practice? Suggest a solution and a Plan B to an issue you would like to address. Upholding “moral professionalism,” tactfully but firmly point out what is not working (and why). But, do your homework first. Share the “facts and stats” and try to propose several different directions to consider (even a Plan C and a Plan D). You will impress the “head honcho” by modeling the traits of flexibility, creative problem solving, and sensitivity to the needs of other staff and programs.
Finally, the most comprehensive manual I have ever read on this subject should be a “required read” for every music educator:

what your image (and “personal brand”) say about you on all the social media platforms?
Instead, your profile information should reflect integrity and responsibility, so you should expand or add content that:
Streamline your selfies.
If you need more than ten suggestions or a lot more detailed instructions based on the specific social media platforms, check out 



Pets boost your social life. (Research indicates pets decrease social isolation.)

How much exercise is enough? Well, according to the World Health Organization, the “best practices” of a good health and wellness program includes:
On personal observation, I can attest that walking my dogs in the neighborhood can be one of the most contemplative (almost meditative) experiences of the day. I commune with nature, let my imagination wander (dream “wide-awake”), notice things I have never before stopped to see, hear, or smell, and reflect on my life goals. I find the “pause” in my daily routine (or should I say “paws”) makes me feel refreshed, thoughtful, more calm, tolerant, and patient while at the same time more alert and focused, and always leaves me in a better mood.
Expert cuddlier Brewster flipping on his back so you rub his tummy, and when you are distracted, gently pawing at you begging you not to stop
Approximately 3.2 million shelter animals are adopted each year (1.6 million dogs and 1.6 million cats).




If you are not fortunate enough to own a copy of A Field Guide to Student Teaching in Music by Ann. C. Clements and Rita Klinger (which I heartily recommend you go out and buy, beg, borrow, or steal), this blog provides a practical overview of field experiences in music education, recommendations for the preparation of all music education majors, and a bibliographic summary of additional resources. Representing that most critical application of in-depth collegiate study of music education methods, conducting, score preparation, ear-training, and personal musicianship and understanding of pedagogy on voice, piano, guitar, and band and string instruments, the student teaching experience provides the culminating everyday “nuts and bolts” of effective music education practice in PreK-12 classrooms.
cal, and social health. They demonstrate the ability to establish and achieve personal goals. They have a positive outlook on life.”


Dress for success (professionally)
Pennsylvania, you should be a member of PCMEA and take advantage of the research of the 


Karaoke Hack – Play the passage in conjunction with your favorite recording of the piece.

In the category of “things I wishes someone would have told me before I was hired to be a school music educator,” the inspirational book, My Many Hats: Juggling the Diverse Demands of a Music Teacher by Richard Weymuth, is a recommended “first stop” and easy “quick-read.” Published by Heritage Music Press (2005), the 130-page paperback serves as an excellent summary of the attributes (or “hats”) of a “master music teacher.” Based on the photos in his work (great “props”), I would have loved to have seen Weymuth’s conference presentations in person as he donned each hat symbolizing the necessary skill-set for a successful educator.
Next, I would like to direct pre-service and new music teachers to Case Studies in Music Education by Frank Abrahams and Paul D. Head. This would be an invaluable aid to “facilitate dialogue, problem posing, and problem solving” from college students (in methods classes?) and “rookie” teachers to veteran educators.
His chapters are organized into six tips:
The first thing I want you to do (and you don’t even have to be a member of NAfME yet, although you should be!) is to take at least a half-hour, scroll down, and read through numerous NAfME “Music in a Minuet” blog-posts, bookmarking any you want to return to at a later date. Go to 




Easy to set-up
As musicians and music teachers, this suggestion may hit home: Do something that stimulates your “right brain” with acts of personal self-expression or artistry every day, and schedule it both intentionally and early!
developing innovations, trends, and movements in their field, and embrace better instructional techniques and use of media for their students!
The answer is… probably not.
I remember when I taught full-time and was in the middle of a full-blown musical production, I sometimes laid awake feeling “stirred up” inside trying to think of all the things I needed to do the next day. #5 of Brittney’s list is solved by putting a legal pad and a good pen by your bed stand, and without awakening your spouse, roll over and jot down a few of your “don’t forgets.” Or if you prefer to use the magic of technology, you can do this digitally… take a minute or so and use your tablet or smartphone, but don’t stay up very long and let the screen’s blue-light make your insomnia worse. Revisit title heading #2 above for note-taking apps.
“Much like Gilligan and his infamous “three hour tour,” what I thought might be a quick clean-out extravaganza turned into an epic, six-month journey through the nether reaches of my closets and my psyche. Along the way, I learned many things from Maeve about organization — and more than a few things about myself that changed my relationship with my stuff.”

Albert Einstein did not speak until he was four years old and didn’t read until he was seven. HIs teacher described him as “mentally slow, unsociable, and adrift in his foolish dreams.” He was expelled and was refused admittance to the Zurich Polytechnic School.
The mission of South Hills Junior Orchestra, which rehearses and performs at the Upper St. Clair High School in Pittsburgh, PA, is to support and nurture local school band and orchestra programs, to develop knowledge, understanding, performance skills, and an appreciation of music, to increase an individual member’s self-esteem and self-motivation, and to continue to advance a life-long study of music. Members of the Orchestra learn, grow, and achieve positions of leadership to serve their fellow members.



