RECAP – Retirement Resources

A Treasure Chest of Tips for Living the Dream!

Are you retiring soon? Thinking about “taking the plunge” and “Crossing the Rubicon” into your “second beginnings” or “next chapter” of senior life?

No matter how busy you are now, you need to “take five” from your work or personal to-do’s and review the following recommendations from past blog posts at this site. Consider this a personal toolbox for the retired and soon-to-retire professional… and assigned HOMEWORK!

A good starting point would be to pick-up “The Myths of Retirement” and “Three Exit Lanes to Self-Help Retirement Guides,” or if you prefer to tackle everything at once, check out the omnibus “monster” resource guide posted here.

Now the top-ten list – a well-balanced collection of online essays. The more you read, the better you will be able to embrace a healthy transition through this major life passage!

1. Plan ahead for retirement: “It’s Not Only About the Money”

Read the entire article here.

It is agreed that a period of adjustment will occur during the first years of “interning” as a retiree, especially critical during the “pre-retirement” stage (believe-it-or-not, as many as six to ten years prior to “taking the big leap” to FREEDOM!). The solution to a smooth transition is to be prepared: communicate your intentions with your family members, and reflect on the vast considerations of the “who, what, when, where, how, and why” of retirement. This prep to your “golden years” is the perfect time for a little self-assessment and self-reinvention in finding new purpose, meaning, and fulfillment in your life.

2. Identify and take steps to alleviate the stress of leaving your job:
“The Good, The Bad, and The Ugly”

Read the entire article here.

The phases of retirement are discussed in greater depth here, as well as different departure scenarios and the usual post-employment “cycles of emotions.” This piece is particularly good if you have ever felt pushed into early retirement or experienced being unappreciated, disrespected, uninspired, unsupported, or “burned out” in your career.

3. Are you really ready? “Signs it is time to retire… OR “Signs is NOT okay.”

Read the entire article here.

This “countdown to retirement” article poses the essential question “Are you psychologically (or emotionally) prepared to retire?” and offers a “road map” of seven easy steps towards closure for prospective music teacher retirees.

For more insight, you should also peruse “When Should You Retire.”

4. Determine your retirement destination:
“Do you know where you’re going to…?”

Read the entire article here.

This early blog post proposed several factors to consider for the choice of where you want to live in retirement… both geography and floor plans. Another good source to read on this topic is the book that was published two years later by the retirement guru and former PMEA session presenter Dave Hughes: The Quest for Retirement Utopia – How to Find the Retirement Spot That’s Right for You.

5. Maintain your professional associations:
“Ask not what PMEA can do for you, but what you can do for PMEA!”

Read several articles:

A retired educator is a valuable resource. If you care about the profession, there are many ways you can continue to contribute your experience and wisdom, albeit less stressful and time-consuming moments, but still assist your colleagues who continue to “fight the good fight” in the field.

6. Acquire a more carefree attitude: “It’s Not Your Sandbox”

Read the entire article here.

It may be at times a challenge to surrender your urge to continue as “an agent of change” or, as E.A. Wynne has written in “The Moral Dimension of Teaching” (Teaching: Theory into Practice, 1995), habits of “moral professionalism.” Learn how chill out and NOT to stress out over someone else’s supposedly poorly run “sandbox” and limit the need to provide unsolicited advice or major problem-solving for other organizations. 

7. Make music: “Dust off your chops” and 8. “Sing your heart out…”

Read the both articles here and here.

What led you to select a career in (and the “calling” of) music education? Retirement is the perfect place and time to expand on your love and skills in creative self-expression. When a music educator retires, among the many joys and fruits of his/her career in the arts is a sudden life-style change – the glorious transformation of being set free from those things you no longer want nor need to do (routine day-to-day drudgery, paperwork, meetings, etc.), embarking on new journeys to explore and embrace revised personal goals – hopefully including a renewed refocus on making your own music!

9. Explore mind-stimulating engagements: “Have you fed your brain today?”

Read the entire article here.

The mind is a terrible thing to waste, even during retirement. Discover something new every day! Maximize your “brain health” with a host of these ideas to consider for your bucket list.

10. Take time to “give back” and volunteer:
“What does it mean to be eleemosynary?”

Read both of these articles here and here.

In the scheduling our free time in retirement, it is important to feel “needed” and find activities that foster “mattering” to promote a positive self-esteem, good mental health, and stable life balance. Are you making choices to contribute to the musical and personal success and welfare of others? For the realization of the mission of this blogger’s retirement pastime: “I refuse to sit idle, binge-watch movies on Netflix, or view hours of boring TV.” To quote the song’s lyrics, this “senior citizen” will never lament…

Life is so unnerving
For a servant who’s not serving
He’s not whole without a soul to wait upon
Ah, those good old days when we were useful
Suddenly those good old days are gone
Ten days we’ve been rusting
Needing so much more than dusting
Needing exercise, a chance to use our skills
Most days we just lay around the castle
Flabby, fat, and lazy
You walked in and oops-a-daisy!

– “Be Our Guest” from Beauty and the Beast

Stay Connected with PA Music Education

PMEA Annual Conference April 6-9, 2022 at the Kalahari Resort (Poconos)

PMEA retired members, please take note of these special events especially geared to YOU:

  • Free Retired Member Breakfast Meeting (including take-away gifts) on April 8 at 8 a.m.
  • Retirement 101 session on April 8 at 11:30 a.m. – Retired music teachers are encouraged to participate on the guest panel to “tell your own story” to help any interested soon-to-retire colleagues.
  • Three keynote speakers will join this year’s event: Dr. Tim Lautzenheiser, Lesley Moffat, and David Wish.
  • The U.S. Army Band “Pershing’s Own” will be featured on Thursday evening (April 7).
  • See last month’s blog for more details on the conference, tentative session schedule and exhibitors, AND the PMEA website.

PKF

© 2022 Paul K. Fox

Graphics from Pixabay.com:

3 Exit Lanes to Self-Help Retirement Guides

For Transitioning to a Happy, Healthy, and Meaningful Retirement, These Books Should Be REQUIRED Reading!

3arrowsI submit there are basically three ways to learn something new by reading about it. One is the tutorial format, a.k.a. an instrument of “programmed learning.” Another approach is the comprehensive reference manual or user guide. Finally, many people prefer a narrative story, perhaps a fictitious account that features characters exploring and revealing insights on the topic you are studying.

Do you recall the first time you had to learn a complicated new computer application? After installing it to your computer and some initial nail-biting, you trotted down to the bookstore to purchase “something” to teach you Corel WordPerfect for DOS or Adobe Pagemaker for Mac (two historic examples that are no longer available today). Usually, you were greeted with a choice… a comprehensive user manual or a tutorial workbook!

I am applying this concept to three mini book reviews of preparation for retirement. All you have to do is select your favorite “learning style.”

ZelinskiIf you were looking for the reference manual, I recommend Ernie Zelinski’s How to Retire Happy, Wild, and Free (2016). The chapters are laid out by general concepts you need to understand. However, as in many user guides, you could turn to almost any page in the volume, jump around (in any order) to specific areas on which to focus, e.g. tips on travel (page 165)  to health/wellness (page 109), and not lose the overall meaning.

How to Retire Happy, Wild, and Free is one of the most easy-to-read and humorous publications on the market and best resources for a frank discussion of the emotional aspects of coping with retiree life-style changes/altered expectations, and finding creative new ways to self-reinvent and thrive. Quoted from the book’s Preface:

Retirement can be both exciting and demanding, bringing new challenges, new experiences, and new uncertainties. Regardless of how it turns out, retirement normally turns out far different from what people first envision. For some, it is a big disappointment. For others, it is merely a big annoyance. And still for others – much to their delight – retirement becomes an opportunity to live life like never before.

Here is Zelinski’s Table of Contents:

  • Chapter 1: Thank Heaven for Retirement!
  • Chapter 2: Retirement – A Time to Become Much More Than You Have Ever Been
  • Chapter 3: So Many Worlds, So Much to Do!
  • Chapter 4: Take Special Care of Yourself – Because No One Else Will
  • Chapter 5: Learning Is for Life
  • Chapter 6: Your Wealth Is Where Your Friends Are
  • Chapter 7: Travel for Fun, Adventure, and More
  • Chapter 8: Relocate to Where Retirement Living Is Best
  • Chapter 9: Happiness Doesn’t Care How You Get There

Angled Open Book

The tutorial’s approach is a logical progression of chapters/how-to sections that must be read and completed in order. There are often worksheets, exercises, or activities to complete at the end of each chapter. The hierarchy of these “units” build a sequential set of competencies for which you must master one by one, a prerequisite before going on to the next section. Julia Cameron’s book It’s Never Too Late to Begin Again (2016) is a perfect example of this method. Actually, it is based on her earlier work, The Artist’s Way (also a tutorial), plus 25 years of teaching artists to “unblock their creativity” using her tools “Morning Pages” (stream-of-consciousness writing) and “Artist Date” (reserved weekly block of time to nurture your creativity). Perhaps both editions should be consumed/and worked chapter by chapter.

In It’s Never Too Late to Begin Again, Cameron’s introduction sets the tone for her “lessons” on “defining and creating the life you want to have as you redefine and recreate yourself.”

In this book you will find the common problems facing the newly retired: too much time, lack of structure, a sense that our physical surroundings suddenly seem outdated, excitement about the future coupled with a palpable fear of the unknown. As a friend of mine worried recently, “All I do is work. When I stop working, will I do… nothing?”

The answer is no. You will not do “nothing.” You will do many things. You will be surprised and delighted by the well of inspiration that lies within you – a well that you alone can tap. You will discover you are not alone in your desires, and that there are creativity tools that can help you navigate the specific issues of retirement.

quiet-read-1496189The contents of It’s Never Too Late to Begin Again are divided into a weekly course of study:

  • Week One: Reigniting a Sense of Wonder
  • Week Two: Reigniting a Sense of Freedom
  • Week Three: Reigniting a Sense of Connection
  • Week Four: Reigniting a Sense of Purpose
  • Week Five: Reigniting a Sense of Honesty
  • Week Six: Reigniting a Sense of Humility
  • Week Seven: Reigniting a Sense of Resilience
  • Week Eight: Reigniting a Sense of Joy
  • Week Nine: Reigniting a Sense of Motion
  • Week Ten:: Reigniting a Sense of Vitality
  • Week Eleven: Reigniting a Sense of Adventure
  • Week Twelve: Reigniting a Sense of Faith

Finally, in the usual Ken Blanchard inspirational style of creating characters that act out a story, the book Refire! Don’t Retire (2015) sets the stage for an easy-to-understand narrative, specifically how to “make the rest of your life the best of your life.”

the-story-1243694The fictitious “Larry and Janice Sparks” share anecdotes of their experiences, modeling potential opportunities of retirees enhancing their relationships, stimulating their minds, revitalizing their bodies, growing spiritually… basically rekindling passion in every area of their lives.

Co-authors Ken Blanchard and Morton Shaevitz relate their chance first meeting on a business trip:

“So what are you into and what’s new in your life,” was the beginning of our plane conversation. For the next fifteen minutes, we spoke with growing enthusiasm and animation. We talked about the things we were doing, and especially what we were excited about. When Morton mention he was working in the area of older adults and looking at aging from a new and different perspective, Ken piped up and said he’d been thinking about similar issues. The term he was using was “refire” – an attitude of embracing the years ahead with enthusiasm rather than apathy. At that moment, this book was born.

Their story, a “parable” on coming to grips with retirement, is organized in five sections:

  • The First Key: Refiring Emotionally
  • The Second Key: Refiring Intellectually
  • The Third Key: Refiring Physically
  • The Fourth Key: Refiring Spiritually
  • Putting It All Together

book-eyes-1251357You will notice that all three texts cover many of the same subjects, but are vastly different in methodology, style/design, and overall structure.

If you need additional ideas, I can also recommend these three fairly recent releases on retirement preparation:

  • Disrupt Aging: A Bold New Path to Living Your Best Life at Every Age by Jo Ann Jenkins, CEO of AARP (2016)
  • Happy Retirement – The Psychology of Reinvention: A Practical Guide to Planning and Enjoying the Retirement You’ve Earned by Kenneth S. Shultz (2015)
  • How to Survive Retirement: Reinventing Yourself for the Life You’ve Always Wanted by Steven Price (2015)

With a focus on music educator retirees, all of my past articles are archived on this blog-post: https://paulkfoxusc.wordpress.com/category/retirement-resources/.

Finally, feel free to peruse the ultimate retiree resource guide rev 071416,  a handout for the Pennsylvania Music Educators Association Summer Conference session entitled “Surviving and Reveling in Retirement,” which was held pages-1426262at the Seven Springs Mountain Resort in Pennsylvania on July 11-13, 2016.

More critical than any instruction manual for using a computer program that will likely “come and go” over a short period of time, making sense of the “awesome” passage to retirement and finding satisfaction and meaning in your “golden years” are essential. These 5-star rated books provide excellent insight in facing this issue squarely, and taking steps to plan for your retirement. I recommend getting your hands on and browsing all of these resources.

To sum it up, I will echo Ernie Zelinski’s final thoughts:

The way I see it, you will have attained true freedom in this world when you can get up in the morning when you want to get up; go to sleep when you want to go to sleep; and in the interval, work and play at the things you want to work and play at – all at your own pace. The great news is that retirement allows you the opportunity to attain this freedom.

KONICA MINOLTA DIGITAL CAMERA

PKF

© 2016 Paul K. Fox