Smart Planning for a Fulfilling Experience

Blog photo credit: pexels-cottonbro-6158658

In a past retirement articles (e.g. this one) and conference or workshop presentations for soon-to-retire music educators, I echoed the views of my esteemed music education colleague Dr. John D’Ascenzo on the importance of post-employment learning. (He earned his PhD after his retirement from teaching!) John shared three primary concepts with references: “Swim like a shark” (encouraging retirees to continue long-term pursuits that involve personal and professional growth; the analogy: sharks never stop swimming – even in their sleep!); “Lose the fear of failure and need for approval” (promoting strategies to build confidence and self-efficacy); “Network, Network, Network.” (developing more social and professional interactions, activities not necessarily centered on music or education, but those that broaden horizons by producing personal satisfaction and a sense of purpose and maintaining overall health). See page 5 in the PMEA Retired Member Network eNEWS, August 2018

Ed Carter, our guest blogger for March 2025, brings us new perspectives on a return to education and self-reinvention once retirees choose to “pull their pin” and leave their initial profession. Previous articles by Ed Carter at this site include Monetizing Our Skills and Passions – Creative Ways for Musicians to Make Money Beyond Gigs, Unleashing Your Sound – A Musicians Guide to Making Waves and Gaining Fans, Music and Literacy Skills – How to Use One to Improve the Other, and Do You Have a Side-Gig? Four Tips for Artists Seeking An Extra Income Stream. Thank you, Ed! (PKF)

Article by Ed Carter

Retirement marks the beginning of a new chapter, and for many, that includes the pursuit of education. Whether it’s earning a degree, gaining new skills, or exploring personal interests, going back to school later in life offers intellectual stimulation, social engagement, and personal fulfillment. However, it’s important to approach this decision with careful planning – considering financial factors, time commitments, and the right learning environment. With the right strategy, furthering education in retirement can be both rewarding and transformative.

Improving Campus Accessibility for Retirees

When considering a return to school during retirement, evaluating campus accessibility is vital. With a significant portion of retirees no longer driving, understanding available transportation options becomes crucial. Many campuses offer amenities like elevators and ramps, but these may not be comprehensive, posing challenges for those with mobility issues. By thoroughly researching and planning for these logistical aspects, you can significantly enhance your educational experience and ensure a smoother transition back to academia.

Upgrading Your Retirement with Online Education

Pursuing an online degree during retirement offers a flexible and convenient way to enrich your skills and knowledge. This approach allows you to balance studies with other commitments, making it an ideal choice for lifelong learning. Also, if you’re looking to enhance your leadership and project management abilities, the importance of bachelor of business management studies cannot be overstated. Plus the networking opportunities provided by such programs can lead to valuable connections and potential job prospects, as many positions are filled through personal referrals.

Rediscovering the Joy of Learning

When considering a return to school during retirement, it’s essential to focus on the joy of learning rather than career advancement. Embracing lifelong learning can significantly enhance your personal growth and satisfaction, offering a chance to stay mentally active and engaged. By adopting this mindset, you enrich your life and maintain relevance in a rapidly changing world, even if re-entering the workforce is not your primary goal.

Budgeting for Education in Retirement

When planning to return to school during retirement, it’s essential to anticipate and budget for potential educational expenses. These costs can include commuting, whether through maintaining a personal vehicle or using public transportation. While these expenses might not be as high as when you were working, they remain significant. Additionally, technology expenses, such as purchasing a new laptop or software, can quickly add up. Supplies like textbooks and other materials are another area where costs can unexpectedly rise, impacting your overall retirement budget.

Choosing Between In-Person and Online Learning

When planning to return to education during retirement, weighing the benefits of in-person versus online learning is essential. Attending classes on campus can be challenging due to daily travel, which might be inconvenient if you live far from the institution. This could lead to increased costs and time spent on transportation, potentially affecting your overall learning experience. On the other hand, online classes offer the convenience of studying from home, eliminating the need for a commute and providing access to course materials at any time. This flexibility not only saves time and money but also allows you to manage other commitments more effectively. However, it’s important to consider potential feelings of isolation that can come with online learning.

Protecting Your Data in Educational Platforms

As you plan to return to school during retirement, it’s essential to understand the importance of safeguarding your personal data on educational platforms. The digital education sector is a significant repository of personal information, making it a target for cybercriminals. The education industry has been experiencing high rates of cyber threats, including phishing scams and ransomware attacks. To protect your data, it’s crucial to implement strong cybersecurity practices, such as being cautious of suspicious emails and ensuring your devices are secure against malware.

Volunteering: A Path to Enriching Retirement

Engaging in campus volunteering during retirement offers a fulfilling way to connect with diverse individuals and make a positive societal impact. By participating in community projects, you can build relationships with students, faculty, and local residents, fostering a sense of shared purpose. These initiatives often tackle important issues like environmental sustainability and educational support, allowing you to contribute to meaningful causes. Volunteering not only enhances personal growth by developing valuable skills but also strengthens community bonds.

Returning to school in retirement is more than just an academic pursuit – it’s an opportunity to grow, connect, and embrace lifelong learning. Choosing the right program, managing costs, and setting realistic goals can help ensure a meaningful and enjoyable experience. Whether for career advancement, personal enrichment, or the joy of learning, education at any age is a powerful investment in yourself and your future.

© 2025 Paul K. Fox and Ed Carter